SIP Calculator
Plan your wealth creation with SIP. Estimate how much your small monthly investments can grow over time and adjust for inflation.
₹11,61,695
Expected maturity amount
Investment Growth
Wealth Distribution
Invested
₹6,00,000
Wealth Gain
₹5,61,695
Growth Projection
@12% Returns| Duration | Investment | Future Value |
|---|---|---|
| 1 Years | ₹5,000 | ₹64K |
| 3 Years | ₹5,000 | ₹2.2L |
| 5 Years | ₹5,000 | ₹4.1L |
| 10 Years | ₹5,000 | ₹11.6L |
| 15 Years | ₹5,000 | ₹25.2L |
| 20 Years | ₹5,000 | ₹50L |
| 25 Years | ₹5,000 | ₹94.9L |
| 30 Years | ₹5,000 | ₹1.8Cr |
SIP Return Calculator
Calculate the future value of your Systematic Investment Plan (SIP) instantly. Understand the power of compounding and plan for your financial goals.
- Inflation Adjustment: See the real value of your corpus in today's money.
- Lumpsum & SIP: Calculate returns for both one-time and recurring investments.
- Wealth Projection: Visualize your wealth growth over 5, 10, or 20 years.
- Private & Secure: All calculations happen in your browser; no data is stored.
How SIP Works
Start small, grow big:
- Invest Monthly: Commit a small amount (like $500) every month.
- Compound Interest: Earn returns on your returns, accelerating growth over time.
- Stay Consistent: Regular investing averages out market volatility.
- Achieve Goals: Build a significant corpus for retirement, education, or travel.
How it works
Choose between SIP (Systematic Investment Plan) for regular monthly investments or Lumpsum for a one-time investment. The power of compounding helps your money grow exponentially over long periods in both cases.
Compounding
Earn interest on interest
Flexibility
SIP or One-time Lumpsum
Inflation
Adjust for real value
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Frequently Asked Questions
No, your financial data stays completely private. All calculations happen directly in your web browser on your device. We do not collect, store, or transmit any investment amounts, rates, or personal details you enter.
Yes, this tool is completely free with no hidden costs. Calculate returns for as many investment scenarios as you want without creating an account or paying anything.
SIP (Systematic Investment Plan) means investing a fixed amount every month over time. Lumpsum means investing a large amount all at once. Both benefit from compounding, but SIP helps average out market ups and downs through regular investing.
Yes! Once this page loads in your browser, you can turn off your internet and continue using the calculator. All calculations are performed locally on your device without needing any server connection.
Inflation reduces the purchasing power of money over time. The inflation adjustment feature shows you the real value of your future returns in today's money, helping you understand what your investment will actually be worth.